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Yes, you need to manage your monthly bills; otherwise, you'll be in for an unpleasant surprise. How you manage your finances will pretty much dictate your quality of living. Failure in this aspect will mean more penalties, fees and possibly, a bad credit score, too. Of course, you know what happens when you have a bad credit score. List down and follow your due dates. Use this journal today!

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Yes, you need to manage your monthly bills; otherwise, you'll be in for an unpleasant surprise. How you manage your finances will pretty much dictate your quality of living. Failure in this aspect will mean more penalties, fees and possibly, a bad credit score, too. Of course, you know what happens when you have a bad credit score. List down and follow your due dates. Use this journal today!
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