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Growth and development of financial markets and institutions are not only the source of prosperity of the nation but also provide an extensive opportunity to citizen of the country to have more variety and more avenues in term of effectiveness and efficiency of financial services. Over the Eighth to the Eleventh five year plan so far - an 18-year period that coincided with the structurai and financial sector. reforms process - the average rate of Gross Domestic Savings (GDS) increased by around 14 percentage points. This was higher than the increase of around 11 percentage points in the GDS rate that occurred over the First to the Seventh Plans, a period of around 40 years. The maximum increase (of round 8 percentage points) in the average GDS rate occurred over the Tenth Plan (2002-2007) as per reports of planning commission, government of India. Before that the decade of the 1990s marked the initiation of wide-ranging structural reforms and financial liberalization. The decade of the 2000s waindustrial,industrial revolution,industrial maintenance,industrial strength denial,industrial design,industrial magic,industrial/organizational psychology an applied approach,industrial engineering,industrial espionage,industrial strength magic,democracy books,democracy book,books for liberal, liberal books,liberal,Bussiness,Congruence,Consumers,Management,Personality,Social Sciences,Economics and Business,Business Finance Consumer protection act, Bank services, Bank fraud,Economics and Business,Business Finance,how does social media affect democracy,social book, social books, democracy books,democracy book,books for liberal, liberal books,liberal,Bussiness,Congruence,Consumers,Management,Personalityindustrial,industrial revolution,industrial maintenance,industrial strength denial,industrial design,industrial magic,industrial/organizational psychology an applied approach,industrial engineering,industrial espionage,industrial strength magic,democracy books,democracy book,books for liberal, liberal books,liberal,Bussiness,Congruence,Consumers,Management,Personality,Social Sciences,Economics and Business,Business Finance Consumer protection act, Bank services, Bank fraud,Economics and Business,Business Finance,how does social media affect democracy,social book, social books, democracy books,democracy book,books for liberal, liberal books,liberal,Bussiness,Congruence,Consumers,Management,Personality