Micro-finance and Socio-economic Transformation: Evidence from Nepal - Dhungana, Bharat Ram
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" The poor stay in poor not because they are lazy but because they have no access to capital". Milton Friedman, Nobel Prize Winner in Economics (1976) Micro-finance is a unique development in the area of financial inclusion that helps to enhance socioeconomic status of the people through micro-credit and income generation program. The micro-credit is a distinctive innovation of credit delivery technique that provides loans to the marginalized and disadvantaged people under collateral-free group-based lending system. In fact, it is an effective tool of financial inclusion and poverty reduction…mehr

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Produktbeschreibung
" The poor stay in poor not because they are lazy but because they have no access to capital". Milton Friedman, Nobel Prize Winner in Economics (1976) Micro-finance is a unique development in the area of financial inclusion that helps to enhance socioeconomic status of the people through micro-credit and income generation program. The micro-credit is a distinctive innovation of credit delivery technique that provides loans to the marginalized and disadvantaged people under collateral-free group-based lending system. In fact, it is an effective tool of financial inclusion and poverty reduction in developing countries. Micro-finance has become a significant part of development finance to address poverty reduction. Today, micro-finance has become a way of reaching to the poor and marginalized people.
Autorenporträt
Dr. BHARAT RAM DHUNGANA (PhD, MBA and MA) is an assistant professor of finance at School of Business, Pokhara University, Nepal. Dr. Dhungana has been involved in teaching for a decade. His area of keen interest is micro-finance and financial inclusion. He has published a number of research papers in national and international journals.