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Microfinance is especially for rural areas one of the areas of research of great interest in contemporary society both in Romania and in the world. Based on the theoretical and methodological approaches in the field and the (more or less sustainable) realities of the microfinance process, our research provides a perspective picture of this field. On the other hand, it is increasingly being debated by specialists and not only the problem of the impact of financing policies on the Romanian rural area, such as microfinance products and tools, aspects on which our research came to some conclusions that were presented in the paper. The approach of the book is based on our professional experience in the economic financial field (we have experienced the phenomenon of live microfinance with an effective and direct involvement in the process of financing small entrepreneurs in rural Romania), but also on the basis of extensive documentation statistics, reports and specialist studies) on the field.