Microlending in Western Europe - Lorenz, Ulrike
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Microfinance started as a regionally practised ideain the Southern hemisphere that turned out to becomea major development movement replicated on fivecontinents. Its idea stems from a simple but crucialquestion: Why do poor people often stay poor?As microfinance is perceived to help people to becomeself-supporting, it was only a matter of time that itwould also gain prominence in industrialisedcountries. Yet, whereas microfinance institutions indeveloping countries often provide a broad range offinancial services, organisations in Western Europefocus on microlending. How can this be…mehr

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Produktbeschreibung
Microfinance started as a regionally practised ideain the Southern hemisphere that turned out to becomea major development movement replicated on fivecontinents. Its idea stems from a simple but crucialquestion: Why do poor people often stay poor?As microfinance is perceived to help people to becomeself-supporting, it was only a matter of time that itwould also gain prominence in industrialisedcountries. Yet, whereas microfinance institutions indeveloping countries often provide a broad range offinancial services, organisations in Western Europefocus on microlending. How can this be explained?What constitutes differences between the models?Which variables determine differences of microlendinginstitutions (MLIs) on a national European level?The book analyses the concept of microlending inthree Western European countries - France, Spain andGermany - by assessing relevant conditionsdetermining the performance of MLIs based on thehypothesis that economic activity depends onentrepreneurial culture, the social-political contextand a regulated framework to co-determine economicsuccess.It addresses representatives of lobby groups, NGOsand political economist.
Autorenporträt
Lorenz Ulrike§Ulrike Lorenz graduated from the ERASMUS MUNDUS Masters'Programme 'Global Studies' in 2007 and was appointed Lecturer atthe Department of Political Science at the University of Vienna.As of 2008, she also teaches at the University of Leipzig and iswriting her PhD on the Economic Partnership Agreements betweenthe EU and Southern Africa.