The monograph is devoted to the application of electronic payments on the basis of information and communication technologies. The organization of electronic document flow in the bank, standards of electronic settlements and payment systems schemes, ensuring the reliability and confidentiality of settlements are considered. Attention is paid to the bank settlements of debit or credit transactions with the help of smart cards, remote banking services, as well as the economic efficiency of the introduction and use of electronic payment systems. The monograph is intended for students and specialists working in the field of ICT, banking, finance and management.