Book is purely a research book that is the compilation of various studies made to explore the novel ways of learning via innovations and applications thereof. It covers several issues like social reality- gender sensitization, business strategies i.e. Udan, White Page International, financial evaluation - NPA in Banking & Ratio Analysis of financing co. It provides the factual and applied knowledge substantiated by the evidences created through data analysis and testing the results thereof. Book might be very useful for students, scholars, academicians, corporate, policymakers and society.