The Payments and Settlements system is considered to be as the backbone of every nation even in the entire globe. Moreover, the payments and settlements play a significant role in contributing towards the GDP of every nation. The book titled Operational Performance of National Payments Corporation of India mainly talks about the evolution and developments of payments & settlements systems in India. The book also features the analysis of mobile banking data's, including the analysis of Immediate payment service (IMPS). On the whole, the study mainly reveals India's payments and settlements system with reference to electronic payments, which will witness a exorbitant growth in the upcoming future course of action.