Poor people are Bonsai people. There's nothing wrong with their seed, they just don't have enough space to grow" (Muhammad Yunus, 2007/3/22 in a Gulbenkian Conference in Lisbon). The major findings of the study indicate that MFIs operating in the city of Addis Ababa are expanding in terms of outreach but are sluggish in their speed as compared to their African peers. In addition, these institutions can survive in the near future even though their profitability is very negligible.