Federico Ferretti (Universita di Bologna), Daniela Vandone

Personal Debt in Europe

• Broschiertes Buch

Produktbeschreibung

Federico Ferretti and Daniela Vandone examine the 'dark side' of personal debt, or over-indebtedness, in social, economic and legal terms. This book will appeal to an interdisciplinary mix of researchers in Europe and around the world studying the impact of personal/household debt and the best ways to address it.

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Produktdetails

• Verlag: Cambridge University Press
• Seitenzahl: 256
• Erscheinungstermin: 26. Mai 2022
• Englisch
• Abmessung: 229mm x 152mm x 14mm
• Gewicht: 318g
• ISBN-13: 9781108445474
• ISBN-10: 1108445470
• Artikelnr.: 64106427

Autorenporträt

Federico Ferretti is Associate Professor in Economic Law and Financial Markets, Department of Sociology and Economic Law, University of Bologna (Italy) and a member of the Financial Services User Group of the European Commission. He is a qualified lawyer of the High Courts of Italy.

Inhaltsangabe

1. Introduction
2. Personal debt in the economy
3. The industry of personal debt
4. From indebtedness to over-indebtedness: multidimensional causes and consequences
5. EU policy and law for the prevention and management of over-indebtedness
6. The role and function of solvency data and financial technologies
7. Credit risk analysis and creditworthiness in relation to EU data protection legislation
8. The treatment of over-indebtedness: towards a harmonisation of personal insolvency law in a fragmented EU?
9. Conclusions and scope for further research.