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The aim of this book is to understand: Banking system and structure in India - Evolution of Indian Banks-Types of banks - Public Sector, Regional Banks, Performance of Public Sector banks, Private Sector Banks. Commercial banking: Structure, Functions - Primary & secondary function, Role of commercial banks in socioeconomic development, Services rendered. Credit creation and Deployment of Funds. Role of Reserve Bank and GOI as regulator of banking system - Provisions of Banking Regulation Act & Reserve Bank of India Act.