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Want to have more money at the end of your payday? Want to recognize the five mistakes of money management? Want practical ways to stop repeating those costly bad choices? Based on real mistakes, by real people, this book is the hard written work of an attorney, and two counselors with a combined 50 years of work in money management within the trenches of daily living. Change makes money and you are invited to read this Christian based, positive effort to explain the choice: Rich or Wealthy and Understanding the difference.