This Book about Small scale industries and cottage industries have dominated in India. About two thousand years ago, India was world famous for cotton textiles and steel industry. Today the utility of small industry is more in developed and developing countries, especially in a country like India where even today 72.2 percent of the population lives in villages. And where there is paucity of capital and excess of manpower. There the economic condition of the majority cannot be resolved without the development of small and cottage industries. When it comes to financial and economic development, the main role of banks comes to the fore. It is true that no industrial undertaking is financially strong, the bank provides economic strength to those programs. The bank helps those undertakings by giving them loans. They offer a wide variety of loan amounts and facilities. Similarly, IDBI Bank is working for the development and progress of industries. IDBI Bank is a Government of India financial services bank.