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Do you want to buy a house or the car of your dreams? How about leveraging money to start a business but your credit score is holding you back.Are you thinking about getting married?Do you want to refinance your home?Would you like to rent an apartment or ask for a bank loan or repair the roof of your home? Maybe you lost your job or mishandled your credit, paid a few late installments, and now you have problems with a low credit report. Would you like to adjust your credit report to apply for finance or access lower costs to available consumer loans but don't know how to make it? If so, then keep on reading because this guide is perfect for you! Having a high credit score in the American credit system allows for faster and more reliable approvals of loans or mortgages and having, above all, much lower interest rates. The problems of a low credit score are due to unhealthy past credit management and errors in the credit system. Don't worry, you are not alone. More than half of Americans are in debt with less than Sexy Credit. The good news is that it's not impossible to become debt free and obtain Sexy Credit. You just need a Strategy! Save on lawyers. All you need to know is inside this step by step guide to repair your credit, improve your score and build financial confidence.