Socio-Economic Impact of Microfinance through SHGs
A Case Study of Rural and Urban Households of Visakhapatnam District in Andhra Pradesh, India
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About the Book: The present publication Socio Economic impart of microfinance through SHGs has explored various aspects of empowerment and role played by Poverty Alleviation Strategy in empowering women. The inability of the existing credit structure to cater the credit needs of poor especially women on the grounds of high transaction costs and problems of recovery, led to the innovation of microfinance. Finance is the root of economic growth and credit considers a core branch of finance. In other words, the financial system's rapid growth depends upon a strong and sound system of credit polic...
About the Book: The present publication Socio Economic impart of microfinance through SHGs has explored various aspects of empowerment and role played by Poverty Alleviation Strategy in empowering women. The inability of the existing credit structure to cater the credit needs of poor especially women on the grounds of high transaction costs and problems of recovery, led to the innovation of microfinance. Finance is the root of economic growth and credit considers a core branch of finance. In other words, the financial system's rapid growth depends upon a strong and sound system of credit policy in an economy. Credit is a basic lubricant that helps to push the development process. Further, the small regular and urgent loan demands for the poor informal sector households' consumption are not addressed by financial institutions. Globally, microfinance is used by various governments and development agencies as an instrument to fight poverty reduction. This will definitely help in designing better policies and programs for empowerment of women.
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