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published by Bank of India quarterly for the staff of the Bank of India. In 1995 he was inspired by his father-in-law, who as a senior citizen used to write books. The author has written three books in a period of 8-9 days of privilege leave. The author possesses the ability of how to utilize the spare time! So, this is one such example keeping busy in his daily life.

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published by Bank of India quarterly for the staff of the Bank of India. In 1995 he was inspired by his father-in-law, who as a senior citizen used to write books. The author has written three books in a period of 8-9 days of privilege leave. The author possesses the ability of how to utilize the spare time! So, this is one such example keeping busy in his daily life.
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