This far-reaching study shows that operating efficiencies are not what are driving today's unrelenting bank merger mania. It suggests that bank mergers and consolidation may have effects that are contrary to consumer and non-financial business interests, such as lower rates of interest, increasing fees, and tighter credit constraints. Dymski recommends several new policies to apply to the evaluation of prospective mergers.
This far-reaching study shows that operating efficiencies are not what are driving today's unrelenting bank merger mania. It suggests that bank mergers and consolidation may have effects that are contrary to consumer and non-financial business interests, such as lower rates of interest, increasing fees, and tighter credit constraints. Dymski recommends several new policies to apply to the evaluation of prospective mergers.Hinweis: Dieser Artikel kann nur an eine deutsche Lieferadresse ausgeliefert werden.
List of Figures and Tables Foreword Preface and Acknowledgments Chapter 1. Introduction Chapter 2. Overview Chapter 3. Bank Mergers and Regulatory Policy from the 1960s to the 1990s Chapter 4. Explaining the Bank Merger Wave Chapter 5. The Ambiguous Basis for Regulating Bank Mergers Chapter 6. Evidence on the Effects of Bank Mergers and Consolidation Chapter 7. Banking and Lending Structures: Do Regional Differences Matter? Chapter 8. Differential Access to Credit East and West Chapter 9. Regional Patterns in Credit-Market Disadvantage and Financial Structures Chapter 10. Bank Concentration Strategic Interaction and Access to Credit Chapter 11. Conclusions Chapter 12. Ten Recommendations for Public Policy Notes Bibliography Index
List of Figures and Tables Foreword Preface and Acknowledgments Chapter 1. Introduction Chapter 2. Overview Chapter 3. Bank Mergers and Regulatory Policy from the 1960s to the 1990s Chapter 4. Explaining the Bank Merger Wave Chapter 5. The Ambiguous Basis for Regulating Bank Mergers Chapter 6. Evidence on the Effects of Bank Mergers and Consolidation Chapter 7. Banking and Lending Structures: Do Regional Differences Matter? Chapter 8. Differential Access to Credit East and West Chapter 9. Regional Patterns in Credit-Market Disadvantage and Financial Structures Chapter 10. Bank Concentration Strategic Interaction and Access to Credit Chapter 11. Conclusions Chapter 12. Ten Recommendations for Public Policy Notes Bibliography Index
Es gelten unsere Allgemeinen Geschäftsbedingungen: www.buecher.de/agb
Impressum
www.buecher.de ist ein Internetauftritt der buecher.de internetstores GmbH
Geschäftsführung: Monica Sawhney | Roland Kölbl | Günter Hilger
Sitz der Gesellschaft: Batheyer Straße 115 - 117, 58099 Hagen
Postanschrift: Bürgermeister-Wegele-Str. 12, 86167 Augsburg
Amtsgericht Hagen HRB 13257
Steuernummer: 321/5800/1497
USt-IdNr: DE450055826