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This book presents the Bible of banking approach to managing banks. The aims of this book are to: explore credit management, relationship banking, lending in the new environment, some tried and tested lending principles, effective interviewing for credit applications, checklist for corporate clients, credit risk assessment and management, project finance risk, derivative markets, MBOs and LBOs, securities for credit facilities, company failures the danger signs, a survival kit, restructuring of ailing companies, solvency liquidations and judicial management, define what credit management is all about; define various categories of risk; classical world case studies. It is hoped that the book will appeal to students at undergraduate, graduate or post experience level in business or management, or on related professional courses. It is also hoped that the book will appeal not only to those aspiring to be bank managers but also to practicing bank managers and supervisors who wish to expand their knowledge of the subject area. The book is written with a minimum of technical terminology and statistical formulas and the format is structured.