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In this book, the Employee Benefit Research Institute brings together experts from the private sector, the medical community, and government to examine the many forces of change in our nation's health care market, to learn the impact of these changes on employers, consumers, and the providers and financers of health care, and to assess the implications for national health policy and the quality of medical care. In addition, the book is a comprehensive introduction for those seeking a better understanding of the health care revolution under way in the United States.