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This publication details the discussions during the Third Asia Finance Forum that underscored how new technologies are helping to bring financial services to unbanked communities. Held in November 2019, the event brought together financial regulators, policymakers, fintech companies, finance experts, academia, and think tanks who brainstormed in plenary discussions, breakout sessions, and other activities. The discussions emphasized how artificial intelligence, big data, and blockchain, and rapid expansion of mobile payments and digital banking are driving the future of inclusive finance.