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In this book, we consider two different development strategies for the rural people: (i) the micro finance program and (ii) National Rural Employment Guarantee Scheme (NREGS). In the micro finance program, we consider both types of systems i.e. individual liability loan contract and joint liability loan contract system under SGSY scheme operated by the Government of India separately. In different chapters of this book, we mainly on the basis of Social Experiment evaluate the comparative effectiveness of those two types of micro finance system in the presence of availability of job through NREGS to enhance different socio-economic factors of the rural people