A Senior Lecturer in Social Policy at Stirling University, Scotland. His publications include Building Communities: The Co-operative Way (1988), Co-op: The People's Business (1994) and The International Cooperative Movement (1997)

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Introduction 1. The economics of mutuality: a perspective on UK building
societies Leigh Drake and David T. Llewellyn 2. Mutuality through credit
unions: a cross-national approach Olive McCarthy, Robert Briscoe and
Michael Ward 3. Housing co-operatives and social exclusion David Rodgers 4.
Consumer co-operatives in retrospect and prospect Johnston Birchall 5. The
mutualisation of public services: lessons from the new leisure trusts
Richard Simmons 6. Mutuality in insurance and social security: retrospect
and prospect Deborah Mabbett 7. Farmer co-operatives: organisational models
and their business environment Jerker Nilssen 8. Mutuals in regional
economic development: Mondragon and Desjardins Race Mathews 9. The
competitive advantages of stakeholder mutuals Shann Turnbull 10. Member
participation in mutuals: a theoretical model Johnston Birchall and Richard
Simmons 11. The new mutualism and Labour's Third Way Stephen Yeo

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