Have you ever felt that credit cards are your worst enemy? That your money only goes towards paying your debts? Do you usually feel like you don't have any money left over after getting paid? If you answered yes to any of these, then this book is for you. In this book, you will find the following information: • Write and organize your monthly budget • Recognize when you are earning money or making an expense • Start saving money in the bank • Reduce your expenses • Start your own plan • Create a spreadsheet for making your budget • What startups are • What to do and how to react to a chargeback • Common money mistakes • Boost your debt-free living strategy • Measuring the impact these loans have on your personal finances • How to use the Snowball method • Types of budgets • Things to accomplish in a budget • Composition of a budget • Cost and type of cost • Activity Based Costing model Grab your copy today and learn how to properly manage your money, expenses, and debts. Start taking this first step towards financial freedom!