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While how much you earn is important, how much you keep is critical. Spending your money efficiently so that you can save a significant part of what you earn is central to successful money management. The book's author recognizes that children have an immense ability to learn even when confronted with adult concepts. The Repossession of Riley captures the attention of children through the drama of a puppy that is taken away because of family debt and shows how the children triumph and get their puppy back through financial efficiency and saving concepts. Beyond the obvious lessons of the story, the book should cause your kids to be cautious throughout their lives when they are confronted with credit spending decisions. They are going to remember buying on credit may not end well.