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According to the National Association of REALTORS(R) there are over 1.3 million real estate agent or broker members in the United States. The publisher selected ten top real estate agents and brokers from around the county to contribute to this book. Mortgage lenders are a critical component of most real estate transactions. The publisher also selected a top mortgage company branch manager and loan officer to contribute to the book to describe lending strategies for successful real estate transactions. Each of the contributors has a high volume of completed transactions, is highly rated by their clients, and is an advocate for their clients' success. The contributors are spread out geographically across the United States. Each contributor has provided their insights for home buyers and/or sellers in their respective area and with strategies that can work anywhere in the country. We hope that this book will become a useful reference for consumers interested in buying or selling homes around the United States.