Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transformingwith Technology for a behind-the scenes look at how Ujjivan is chasing its credo-building a better life for those left behind.
Starting off as a microfinance organization that gave small, unsecured loans to poor businesswomen, Ujjivan gradually expanded to offer agricultural, education, home-improvement, home-purchase, and livestock loans. Today, Ujjivan is a small finance bank. Its burgeoning customer base and robust balance sheet are resounding proof that lending to the poor can be a good business, making it a shining example of conscious capitalism done right. Read Ujjivan: Transformingwith Technology for a behind-the scenes look at how Ujjivan is chasing its credo-building a better life for those left behind.
Subir Roy spent four decades with leading publications in the print media, most recently with Business Standard. His key interests are public policy, information technology, affordable healthcare, and urban issues. He is the author of Made in India: A Study of Emerging Competitiveness (2005).
Inhaltsangabe
* Abbreviations * Foreword by Jaithirth Rao * Author's Note * 1. Introduction and Overview * 2. Situating Microfinance * 3. Experts Remember * 4. An Idea Is Born * 5. A Firm Is Born * 6. A Pilot Gets Going * 7. On a High Growth Path * 8. A Crisis Forewarned * 9. The Crisis Arrives in Andhra * 10. Batt ling the Crisis * 11. Return to High Growth * 12. Processes and Information Technology * 13. The Human Factor * 14. Risk Management * 15. MFI to SFB, via IPO * 16. Beyond Microfinance * 17. The Demonetization Trauma * 18. Light at Tunnel's End * Index * About the Author
* Abbreviations * Foreword by Jaithirth Rao * Author's Note * 1. Introduction and Overview * 2. Situating Microfinance * 3. Experts Remember * 4. An Idea Is Born * 5. A Firm Is Born * 6. A Pilot Gets Going * 7. On a High Growth Path * 8. A Crisis Forewarned * 9. The Crisis Arrives in Andhra * 10. Batt ling the Crisis * 11. Return to High Growth * 12. Processes and Information Technology * 13. The Human Factor * 14. Risk Management * 15. MFI to SFB, via IPO * 16. Beyond Microfinance * 17. The Demonetization Trauma * 18. Light at Tunnel's End * Index * About the Author
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