Please note that the content of this book primarily consists of articles available from Wikipedia or other free sources online. United Services of America Federal Credit Union (often referred to as USA Federal Credit Union or USA Fed) is a credit union headquartered in San Diego, California, chartered and regulated under the authority of the National Credit Union Administration (NCUA) of the U.S. federal government. USA Federal Credit Union began in November 1953 with ten members as N.T.C. San Diego Employees Federal Credit Union. The employee-organized federal credit union was initially formed to serve the civilian employees of the Naval Training Center (N.T.C.). In 1955, all military personnel working at N.T.C. were added to the field of membership. As the credit union grew, the field of membership expanded internationally allowing for USA Fed''s presence in the Pacific Rim.