Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans-not just those with means.
Pensions and retirement saving plans have helped millions of households build financial security. But tens of millions of people have been left behind, without access to these wealth accumulation vehicles. For many others, the plans they have do not ensure financial security in retirement. The problems that underlie these failures can be addressed. This book proposes concrete, practical ways to make dependable retirement income accessible for all Americans-not just those with means.Hinweis: Dieser Artikel kann nur an eine deutsche Lieferadresse ausgeliefert werden.
William Gale is the Arjay and Frances Miller Chair in Federal Economic Policy at the Brookings Institution, where he directs the Retirement Security Project and codirects the Urban-Brookings Tax Policy Center. He authored Fiscal Therapy: Curing America's Addiction to Debt and Investing in the Future (Oxford, 2019) and has co-edited several books.J. Mark Iwry is a nonresident senior fellow at the Brookings Institution and Visiting Scholar at the Wharton School. He formerly served as Senior Advisor to the Secretary of the Treasury for national retirement and health policy and was previously a partner in the law firm of Covington & Burling.David C. John is a nonresident senior fellow at the Brookings Institution and a Senior Policy Advisor at the AARP Public Policy Institute. Prior to joining AARP, he was a Senior Fellow at the Heritage Foundation and held senior roles in four congressional offices.
Inhaltsangabe
" Contents: Preface Introduction William G. Gale Claire Haldeman David C. John and J. Mark Iwry 1. How Will Retirement Saving Change by 2050? Prospects for the Millennial Generation William G. Gale Hilary Gelfond and Jason J. Fichtner 2. Changing Wealth Accumulation Patterns: Evidence and Determinants William G. Gale and Benjamin H. Harris 3. How Does Gender Equality Affect Women in Retirement? Grace Enda and William G. Gale 4. A Retirement Dashboard for the United States David C. John Grace Enda William G. Gale and J. Mark Iwry 5. Retirement Plans for Contingent Workers: Issues and Options William G. Gale Sarah Holmes Berk and David C. John 6. Supplemental Transition Accounts for Retirement: A Proposal to Increase Retirement Income Security and Reform Social Security Gary Koenig Jason J. Fichtner and William G. Gale 7. State-Sponsored Retirement Saving Plans: New Approaches to Boost Retirement Plan Coverage William G. Gale and David C. John 8. Structuring State Retirement Saving Plans: A Guide to Policy Design and Management Issues David C. John and William G. Gale 9. Public Pensions in Flux: How the Federal Government's Experience Can Inform State Responses William G. Gale Sarah Holmes Berk and David C. John 10. You Get What You Pay For: Guaranteed Returns in Retirement Saving Accounts William G. Gale David C. John and Bryan Kim 11. From Saving to Spending: A Proposal to Convert Retirement Account Balances into Automatic and Flexible Income David C. John William G. Gale J. Mark Iwry and Aaron Krupkin 12. When Income Is the Outcome: Reducing Regulatory Obstacles to Annuities in 401(k) Plans J. Mark Iwry William G. Gale David C. John and Victoria Johnson 13. Retirement Tontines: Using a Classical Finance Mechanism as an Alternative Source of Retirement Income J. Mark Iwry Claire Haldeman William G. Gale and David C. John Contributors Chapter Credits Index "
" Contents: Preface Introduction William G. Gale Claire Haldeman David C. John and J. Mark Iwry 1. How Will Retirement Saving Change by 2050? Prospects for the Millennial Generation William G. Gale Hilary Gelfond and Jason J. Fichtner 2. Changing Wealth Accumulation Patterns: Evidence and Determinants William G. Gale and Benjamin H. Harris 3. How Does Gender Equality Affect Women in Retirement? Grace Enda and William G. Gale 4. A Retirement Dashboard for the United States David C. John Grace Enda William G. Gale and J. Mark Iwry 5. Retirement Plans for Contingent Workers: Issues and Options William G. Gale Sarah Holmes Berk and David C. John 6. Supplemental Transition Accounts for Retirement: A Proposal to Increase Retirement Income Security and Reform Social Security Gary Koenig Jason J. Fichtner and William G. Gale 7. State-Sponsored Retirement Saving Plans: New Approaches to Boost Retirement Plan Coverage William G. Gale and David C. John 8. Structuring State Retirement Saving Plans: A Guide to Policy Design and Management Issues David C. John and William G. Gale 9. Public Pensions in Flux: How the Federal Government's Experience Can Inform State Responses William G. Gale Sarah Holmes Berk and David C. John 10. You Get What You Pay For: Guaranteed Returns in Retirement Saving Accounts William G. Gale David C. John and Bryan Kim 11. From Saving to Spending: A Proposal to Convert Retirement Account Balances into Automatic and Flexible Income David C. John William G. Gale J. Mark Iwry and Aaron Krupkin 12. When Income Is the Outcome: Reducing Regulatory Obstacles to Annuities in 401(k) Plans J. Mark Iwry William G. Gale David C. John and Victoria Johnson 13. Retirement Tontines: Using a Classical Finance Mechanism as an Alternative Source of Retirement Income J. Mark Iwry Claire Haldeman William G. Gale and David C. John Contributors Chapter Credits Index "
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