If you are reading this book, it means that you are a 9-5 job owner, a business owner, or someone who earns money but does not know how it disappears. Trust me, that is one of the biggest issues most people face.In the face of economic instability and the insatiable nature of man, you will agree with me that each time money comes in, there is this inexplicable rise in needs that blare at you asking you to solve them.As a financial consultant, I have studied this and discovered that a lot of factors are responsible for this. I have also taken time to analyse these factors and give solutions to them. I have seen people who earn so much but cannot really say where their money went to.When it comes to the issue of Money, there are a thousand and one causes of financial crisis, and that's due to its power of constant movement. Have you noticed that money does not stay in one hand? It keeps moving and moving; from one person to another.Money plays a vital role in exchange among humans.Since it's important, it is supposed that we put effort towards keeping more of it. But no! We find ourselves spending it such that we run into lack and subsequently, debts.