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Seminar paper from the year 2011 in the subject Business economics - Investment and Finance, grade: 1,7, Shanghai University, language: English, abstract: Many people want to invest their money with the aim to gain a profit. Some let their capital administrate by mutual fund managers. Others try to invest their money by their own. Is it more effective to engage a professional fund manager or to do it by your own? This question will be analyzed and answered in the following chapters.