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Personal finance is the process of managing an individual's financial resources, which includes income, expenses, savings, and investments. It involves making financial decisions that align with an individual's goals and objectives, such as saving for retirement, buying a home, or paying off debt. Personal finance also involves developing a financial plan to achieve these goals and managing financial risks. The goal of personal finance is to achieve financial security and stability, as well as to maximize financial resources to meet personal and family needs.
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