Health Care, Ethics and Insurance (eBook, PDF)

Redaktion: Ltd, Tom Sorell; Sorell, Tom

• Format: PDF

Produktbeschreibung

This volume is an exploration of the ethical issues raised by health insurance, which is particularly timely in the light of recent advances in medical research and political economy. Focusing on a wide range of areas, such as AIDS, genetic engineering, screening and underwriting, new disability legislation and the ethics of private and public health insurance, this comprehensive and sometimes controversial book provides an essential survey of the key issues in health insurance. Divided into two parts, the first considers the ethics of underwriting, risk assessment and the acceptance and refusal of insurance risk by insurers. Discussing the unjust treatment of high-risk applicants, the authors identify sources of unfairness to both parties of the insurance contract, indicating how reasonable trade-offs can be made. The second part considers the argument for a mix of public and private insurance for acute and long-term care, offering recommendations for changes in the balance of social insurance, and discussing the shift toward long-term contracts in private health care and pension insurance.

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Produktdetails

• Verlag: Taylor & Francis
• Seitenzahl: 256
• Erscheinungstermin: 1. November 2002
• Englisch
• ISBN-13: 9781134715091
• Artikelnr.: 42676643

Autorenporträt

Tom Sorell Ltd, Tom Sorell

Inhaltsangabe

List of tables
List of contributors
Acknowledgements
Introduction
PART I. The ethics of underwriting
1. The freedom to underwrite
2. Freedom within limits: underwriting and ethics
3. Genetics and ethics: the scientific background
4. Genetics and insurance
5. HIV and insurance
6. Disability and insurance
PART II. Public or private provision?
7. Ethical issues in social insurance for health
8. More private health insurance is desirable and inevitable
9. Equal access to health care: a problematic ideal
10. Public or private? Insurance and pensions
11. Assurance
pensioning and long-term care
Index