Troubled times and strife bring unknown opportunities to unlikely people, including opportunities that could change the world. In October 1873, with the collapse of Jay Cooke Bank in America and the lack funding for the expansion of the American Railroads, created a ripple of chaos and a crash in the financial system around the world. Josiah Raines, a merchant banker in London and Henry Brooks, Butler were just two of the many people who would need to find a way to put the world back in balance.
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