Sherri Todd

Personal Finance for Teens: Simple tools for budgeting, saving, and investing to help you create lasting Financial Security and establish your Independence. (Series for Teens, #2) (eBook, ePUB)

• Format: ePub

Produktbeschreibung

Wish you could master the art of personal finance, secure your future, and claim your independence, all before you graduate high school?

Do you ever feel overwhelmed by your sudden influx of cash from your first job or a generous birthday gift?

Are you confused about how to save, spend, or even invest this money?

Or perhaps you're a parent who is committed to setting your teen up for financial success but finds the topic daunting and doesn't know where to begin.

You're not alone!

Statistics show that only 19% of teens understand how to manage their personal finances. This lack of knowledge leaves young adults feeling overwhelmed by finance as they navigate the complex transition period from adolescence to adulthood. But it doesn't have to be that way!

Imagine if you could be equipped to take charge of your financial life.

Introducing the simple, practical guide explicitly designed to equip teenagers like you with the tools, strategies, and confidence to take control of your financial future.

Here's what you'll discover in this transformational guide:

• The simplicity and effectiveness of budgeting: Learn about spending plans, envelopes system, 50/30/20 rule, and how to tailor them to your needs
• The art of saving money: Discover compelling ways to save from your part-time job, allowance, or gifts like a pro
• Understanding the importance and benefits of investing: Uncover the world of bonds, stocks, ETFs, Mutual Funds, Index Funds, Roth IRA, and how to start with small investments
• How Credit Works & Building a Report Card: Learn about credit scores and reports, how to use a credit card sensibly, and strategies to build an impressive credit score early on
• Debunking savings and checking accounts: Understand the difference, interest rates, fees, online vs traditional banks, and which one is right for you
• Job hunting tips to earn income: Explore job search strategies, interview techniques, and negotiating salaries kickstart your income-earning journey
• Steps to set financial goals: Learn the SMART way to set financial goals & milestones to manage your choices better
• The basics of taxes you need to know: Master tax basics, W-2, Form 1099, and more to ensure that you are tax savvy
• Understanding debt, loans & student loans: Gain clarity on healthy vs unhealthy debt, and how to avoid falling into the debt trap
• Introduction to Insurance: Learn about the various types of insurance and why it's essential for you to
• How to build an emergency fund: Create your safety net for unexpected financial situations
• Practical tips on making smart purchases: Know when and how to make large purchases without putting stress on your finances
• Dealing with peer-pressure spending: Learn to control impulse spending unnecessary upgrades and aspire for better financial wellbeing
• The psychology of money: Understand your emotional relationship with money to make better financial choices
• Real-life success stories of individuals who transformed their financial lives with personal finance skills they acquired as teenagers

...and so much more!

Even if you are a beginner with no idea about personal finance, this book's age-specific scenarios, interactive worksheets, and relatable examples allow for a holistic, practical learning experience.

You'll be equipped to create a robust financial foundation, ensure lasting economic security, and assert your independence all before graduating from high school!

Take your first step towards mastering the art of personal finance, securing your future, and claiming your independence.

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Produktdetails

• Verlag: Sforbes Publishing LLC.
• Erscheinungstermin: 8. November 2024
• Englisch
• ISBN-13: 9798224334049
• Artikelnr.: 72295322