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Smart Women, Smart Habits (eBook, ePUB) - Ramaraj, Obu
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Everybody loves money because it is the main currency on planet earth to buy things.
When children are young, very rarely are they taught the right way to handle money – be it at school or at home or anyone they spend time with. Unless you have super savvy parents, it can be hard to manage money when you become an adult.
Schools teach the basics of money, but as children you absorb mostly what is going on around you. Your parents talked about money (in a good or bad way), you discussed money with your friends (shopping, eating out and entertainment) and you learnt a lot from your…mehr

Produktbeschreibung
Everybody loves money because it is the main currency on planet earth to buy things.

When children are young, very rarely are they taught the right way to handle money – be it at school or at home or anyone they spend time with. Unless you have super savvy parents, it can be hard to manage money when you become an adult.

Schools teach the basics of money, but as children you absorb mostly what is going on around you. Your parents talked about money (in a good or bad way), you discussed money with your friends (shopping, eating out and entertainment) and you learnt a lot from your environment. Some of these sub-conscious beliefs and habits that you learnt (without your knowledge) create a life-long love-hate relationship with money.

As a young adult, when you first get a job, it can be very tempting to spend most of your hard-earned money buying material things and having experiences. You don’t give much thought to investments or even putting away some for emergencies.

Some people even end up spending more than they earn. Because credit cards and other debt solutions are offered readily in the market, this is quite common in the world we live today. This has resulted in serious problems all over the world.

Some other things these young adults worry about but really don’t even know that they worry about are

  • Peer pressure
  • Taking the time to think about what they really want
  • Not having even one thousand dollars for emergencies


“Smart Women, Smart Habits” shows women:

  • How to identify what is really important to them
  • Remove overwhelm around debts and slowly repay all debts
  • Maintain positive money habits by removing sub-conscious self-limiting beliefs around money
  • Create and incorporate certain habits and rituals as a part of their daily living to achieve a sustainable happy life (including their money life)
  • Set goals that will motivate them to keep working towards achieving their goals.
Autorenporträt
Obu Ramaraj is the Managing Director of Smart Money Solutions and helps women take control of their financial life, so they can grow their savings. After spending a decade in the financial industry, Obu knows what is truly important to plan and achieve the desired lifestyle for women - and it's not just about making more and more money. The power lies in being conscious of your thoughts about money! Obu's experience is quite unique in that she is a first-generation Australian Indian and worked as a research scientist in her previous life. She has now built a six-figure business from ground up in finance while raising two young kids and acting as Chief Financial Officer at home. She is also the author of 'Smart Women, Smart Home loans', a guide to help homebuyers with a focus on educating women in this space. Obu has been nominated for various awards like the Telstra Business Women award, Ausmumprenuer award and has been the finalist in Wyndham Business awards (2016) and Indian Executive Club awards (2015). Obu has featured in print and radio around the world including Huffington Post, Westpac's Ruby Connection and Southern FM. Her own articles have been featured in Australian Financial Review, Women's Agenda, The Indian Sun, Working Women and Women's Business Society. Obu was the Founding President of Inner Wheel Club of Point Cook (a not-for-profit International women's organisation) and helped raise thousands of dollars during the first two years of commencement. Funds raised have been used to help not only charities like 'Days for Girls" but also a family to sustain their livelihood. Obu has also been on the board of two other not-for-profit organisations (Tamilar Inc and SIMEC). She loves music and is being trained to play an old Indian classical instrument called 'veena'. She is the embodiment of power women can have, when they are financially educated, and enjoys her well-rounded life without financial stress. She is strongly motivated to share this contentment with others and this is what has driven her to the path of women's financial focus.