Paul Zane Pilzer

The New Health Insurance Solution (eBook, ePUB)

How to Get Cheaper, Better Coverage Without a Traditional Employer Plan

• Format: ePub

Produktbeschreibung

You no longer need a traditional employer plan to get good, affordable health insurance. The New Health Insurance Solution can help you cut your health insurance costs in half if: * You're self-employed, an independent contractor, or your employer doesn't provide health insurance (you can probably get coverage on your own for about $94/month--a fraction of what an employer would have to pay for the same coverage) * You are employed and pay extra to cover your spouse or children under your employer-sponsored plan--you may save 50% by taking them off your employer plan * You own a small business and are getting killed by double-digit premium increases--you can now give employees tax-free money to buy their own plans and get your company out of the health insurance business The book also explains in detail the best solutions for you if: * You can't find affordable health insurance because you or a child have an expensive preexisting medical problem (your state has a program to provide you with guaranteed coverage ) * You're currently putting money into an IRA or a 401(k)--because you don't realize that an HSA is always a better option * You're unsure how you or your parents will be able to afford health insurance during retirement, or how to maximize benefits from Medicare--including the new Part D prescription drug plan The New Health Insurance Solution is the definitive guide to the new ways every American can now get affordable health care--without an employer. PAUL ZANE PILZER is a world-renowned economist, a former advisor in two White House administrations, an entrepreneur/employer, an award-winning adjunct professor at NYU, and a New York Times bestselling author.

---

Dieser Download kann aus rechtlichen Gründen nur mit Rechnungsadresse in A, B, BG, CY, CZ, D, DK, EW, E, FIN, F, GR, HR, H, IRL, I, LT, L, LR, M, NL, PL, P, R, S, SLO, SK ausgeliefert werden.

Produktdetails

• Verlag: Wiley
• Seitenzahl: 340
• Erscheinungstermin: 22. Dezember 2010
• Englisch
• ISBN-13: 9781118040638
• Artikelnr.: 37486849

Autorenporträt

PAUL ZANE PILZER is a bestselling author, entrepreneur, world-renowned economist, and a White House advisor to two presidents. He is the founder of Zane Benefits, a leading provider of individual, employer, and family health insurance. His previous books include the New York Times bestseller God Wants You to Be Rich, The New Wellness Revolution, Other People's Money, and Unlimited Wealth. For more information, visit www.paulzanepilzwer.com.

Inhaltsangabe

Executive Summary: New Health Insurance Solutions for Individuals,
Families, Self-Employed, and Businesses.
Preface.
Acknowledgments.
PART I: How to Better Protect Your Family While Saving $5,000+ Each Year:
Savvy and Affordable New Health Insurance Strategies.
Chapter 1. You Are One Serious Illness Away from Bankruptcy: The Huge Gaps
in Your Employer's Health Insurance Plan.
Chapter 2. Why Buying Your Own Health Insurance Is Better, Cheaper, and
Safer Than Your Company Plan.
Chapter 3. Your Legal Rights to Health Insurance When You Lose Your Job or
Change Jobs: ERISA, COBRA, and HIPAA.
Chapter 4. How to Buy Your Own Log-Cost, High-Quality Health Insurance
Policy.
Chapter 5. The Best Options for Employees with a Good Company Plan: High
Deductibles, Disability, Cafeteria Plans, FSAs, and HRAs.
Chapter 6. Health Savings Accounts: Why You Should Fully Fund Your HSA
before Putting Even $1 in Your IRA or 401 (k) ...and How to Build a
$500,000+ HSA Nest Egg.
Chapter 7. What to Do if You or a Family Member Has a Major Health Problem.
Chapter 8. How to Get Affordable Medical Care When You Are Over 55: Early
Retirement, Medicare, and Long-Term Care.
Chapter 9. How to Save 10 to 75 Percent on Your Prescription Drugs.
Chapter 10. How to Be a Smart Healthcare Shopper, Stay Healthy, and Keep
the Savings.
PART II: How Businesses Can Fix their Health Insurance Nightmare an Still
Hire great Employees.
Chapter 11. How Employers Can Save 50 Percent by Giving Employees Tax-Free
Dollars to Buy Their Own Health Insurance: Defined Contribution Health
Benefits.
Chapter 12. HSA Plans for Employers: Why Every Employer Should Encourage
Tax-Free Employee Contributions to HSAs.
Chapter 13. HRAs for Employers: How to Use HRAs to Save $2,000 to $6,000
per Employee Each Year While Getting Your Employees Better Health
Insurance.
Epilogue: The Future of Affordable Health Insurance in America-Who Wins and
Who Loses?
Appendix A. State-by-State Guide to Individual/Family Health Insurance
Costs.
Appendix B. How Americans Get Health Insurance Today...and What about the
45 Million Uninsured?
Notes.
Index.
About the Author.