This Guide summarizes the history of consumer credit and debt, the rise of debt relief services, and provides an outline of the debt relief space and its participants, with a key focus on the debt settlement industry and its regulations.
Within the Guide you will find information on:
- The History of Consumer Credit and Debt
- The Debt Settlement Process and Its Participants
- Debt Settlement Companies
- Other Debt Relief Services
- The Types of Debt Settlement Models
- Debt Settlement Case Law and Enforcement Actions
- The Telemarketing Sales Rule (TSR)
- The Unfair or Deceptive or Abusive Acts or Practices (UDAAP)
- State Regulations on Debt Settlement
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