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Cathy Jackson-Gent provides instruction about how to avoid such financial mishaps. She represents a kind of public intellectual, a field that is top heavy with those aim is to change the attitudes of millions of Whites about race. Such public intellectuals, religious and secular, perform a service. But Cathy is telling Blacks how to survive in a time when the attitude towards Blacks held by the Democratic Party is benign neglect and that of the Republican Party is benign extermination, which explains Katrina and Flint. Before meeting Cathy, I had no idea about how money is manipulated in a capitalist society. I paid my bills like everybody else. I tried to maintian savings that would be available in case of an emergency. But my hiring Cathy as my financial advisor led to my examination of how Blacks are exploited not only by the private sector but by the government, which was just about founded to improve the assets of White males. The idea that Government exists to aid lazy Blacks, the lie that got Donald Trump elected president, is refuted by the fact that Blacks were largely excluded from the 20th Century's biggest Entitlement programs, which broughts millions of White Americans into the middle class--exerpt from the Forward by Ishmael Reed.