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Academic Paper from the year 2017 in the subject Computer Science - Commercial Information Technology, grade: 3.67, Open University Malaysia, language: English, abstract: In spite of the fact that Maldives Monetary Authority issued license to eight banks to operate in Maldives and two mobile operators for providing mobile payment service in Maldives, digital payment industry in Maldives continue with challenges due to banks and service providers operate in an independent environment. This research is a study on implementing a domestic payment scheme in Maldives which will act as a national payment network interconnected by banks and all the payment service providers in Maldives. The first phase of the research involves studying and analyzing domestic payment solutions implemented and operating on countries from various regions around the globe. Second phase involves understanding the people and their interaction towards different digital payment methods including existing and new trends. Finally proposing an enhanced and tailored framework for Maldives digital payment ecosystem.