Lease Financing; Hindrarnces to adoption By Business Enterprisses - Cheruiyot, Nancy Chelangat
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Despite many advantages of lease financing, adoption in Africa and specially Kenya has been slow. Businesses still prefer to take loan to buy assets instead of outright leasing of the assets . They would then use the funds to finance working capital and hence improve profitabilty. The lack of awareness coupled with the need to own the asset and lack of understanding of lease financing has lead to the slow growth of the lease financing as an alternative form of financing businesses. The study carried out in Kenya s agricultural town brought out both inherent as well micro and macro economic factors that have led to slow adoption of Lease Financing.…mehr

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Produktbeschreibung
Despite many advantages of lease financing, adoption in Africa and specially Kenya has been slow. Businesses still prefer to take loan to buy assets instead of outright leasing of the assets . They would then use the funds to finance working capital and hence improve profitabilty. The lack of awareness coupled with the need to own the asset and lack of understanding of lease financing has lead to the slow growth of the lease financing as an alternative form of financing businesses. The study carried out in Kenya s agricultural town brought out both inherent as well micro and macro economic factors that have led to slow adoption of Lease Financing.
Autorenporträt
Ms Nancy Chelangat Cheruiyot has a BA in Economics and Sociology from university of Nairobi, Kenya and an MBA in Finance from Catholic University of Eastern Africa. As a Chartered Certified Accountant (ACCA), she is currently the Head of Branch Finance; in National Hospital Insurance Fund (NHIF) in Kenya while also Pursuing PHD in Business.