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For the last two decades, the banking sector is one the most prominent and efficient sector of the Pakistan. The banking industry in Pakistan has shown substantial growth in past few years. Despite of this remarkable performance, the banking sector of Pakistan in terms profitability seems to be underdeveloped when it is compared with the other banking sector of the world. This indicates we have ignored the numbers of banking, financial needs and our country has not attained optimal economic potential yet. Therefore, it is need of time to develop banking sector of Pakistan so that effective mobilization of resources can be make sure.