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Essay from the year 2017 in the subject Business economics - Investment and Finance, , course: COMMERCE, language: English, abstract: There is no unanimous meaning among different scholars for the word 'Investment' in different periods. Generally investment is the employment of funds with the purpose of earning additional income or capital appreciation. According to F. Amling, "Investment is the purchase of a financial asset that produces a yield that is proportional to the risk assumed over some future investment period". Nowadays third world countries like India face great challenges for…mehr

Produktbeschreibung
Essay from the year 2017 in the subject Business economics - Investment and Finance, , course: COMMERCE, language: English, abstract: There is no unanimous meaning among different scholars for the word 'Investment' in different periods. Generally investment is the employment of funds with the purpose of earning additional income or capital appreciation. According to F. Amling, "Investment is the purchase of a financial asset that produces a yield that is proportional to the risk assumed over some future investment period". Nowadays third world countries like India face great challenges for finding sufficient capital for its development. As far as Indian economy is concerned, which is characterized by low income, low savings, low investment, low employment, etc. In this context, Government faces great difficulties for collecting capital for its developmental purpose. For finding sufficient capital, the Government of India takes so many measures in joining with banking institutionsin the country. Moreover, Government take measures for improving the saving habits of people especially in the rural area. In the present scenario, Indian Government takes footsteps for converting the economy into cashless economy by the way of informing the digital awareness and its position impact towards the society and to promote digital transactions instead of physical supply of money. As the result, the economy of the nation slowly shifted to digital economy by the way of creating various investment avenues.In India, The word 'Investment' was first attested 1610s in connection with the 'east indies trade'. Then later, The 'Code of Hammurabi' provided a legal frame work for investment. Investment avenues refer to the different alternatives, through which a person can channelize his money at profitable manner. For a person, who can invest his money in real investment, gold/silver, bank deposits, share & securities, mutual funds, insurance, government securities, post office savings, provident funds etc. However, Investment avenues are not free from all defects. Each avenue carries its own merits and demerits. These results investors face so many problems while executing their investment such as; Misrepresentation about investment avenues, Delay in redemption request, High volatility, Political changes, High inflation, Untimely investment etc.
Autorenporträt
Mr. MUHAMMED MISHHAB P (b.1994) had his bachelor and Master degree in Commerce from the University of Calicut. He also cleared UGC-NET in Commerce and State Eligibility Test in commerce. His areas of interest includes Social Research,Taxation and Finance. He has few monographs and articles published in the areas of Behavioral finance, Migration and unorganized retailing with ISBN and ISSN.