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This book, titled Banking Services and Financial Inclusion: Initiatives and Practices of Andhra Bank, provides an in-depth analysis of Andhra Bank's role in promoting financial inclusion. It explores how public sector banks, particularly Andhra Bank, have leveraged innovative practices to empower underserved communities and ensure inclusive banking services. Spanning six chapters, the book delves into financial inclusion initiatives; the bank's standing within the public sector banking ecosystem, and customer perceptions in Visakhapatnam and Kakinada zones. Through rigorous research and analysis, it identifies key findings and offers actionable recommendations to enhance inclusive banking practices.