Raty's History of Regulation Z
Timothy Raty
Gebundenes Buch

Raty's History of Regulation Z

Definitions and Rules of Construction (Act - Consumer)

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How do the courts calculate business days? When can guarantors be considered "consumers" for Right to Rescind purposes? What is the history of the definition "application" and why is this term both unique and problematic? Federal Regulation Z (12 C.F.R. Pt. 1026) is meant to "assure a meaningful disclosure of credit terms" to consumers, yet its provisions can be difficult to apply by creditors. First implemented in 1969, it has been amended over five hundred times, leaving both inconsistent text and a treasure trove of analyses from both the FRB and the CFPB. "Raty's History of Regulation Z" p...