This Book is the outcome of a study conducted in rural area of Bangladesh during the period of November 2006 to January 2007 among the micro-credit holders of the Grameen Bank (GB) and Bangladesh Rural Advancement Committee (BRAC). Of the micro credit holders, 63 borrowers were taken from Teota village of Shivalaya Upazila of Manikgonj district. Structured questionnaires were used to collect information on relevant issues of the Book specially to learn about how they were using loans and what was happening in their life. With the collaboration of this case study (on micro credit holders of assigned village), the paper tries to explore the transparent impact of micro-credit on sustainable development and peace of the country like Bangladesh.