How to Spend Less Without Being Miserable - Templar, Richard
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‘ … the good news is that spending less doesn’t have to make you miserable. In fact, you might actually start to quite enjoy some of it (trust me and hang on in there… I might just be telling you an unbelievable truth).’
Richard Templar
Most of us know that we spend more than we should. But we struggle to actually do anything about it, mainly because the idea of spending less means missing out or depriving ourselves … doesn’t it?
Not according to Richard Templar.
He knows that, if you’re clever about it, your life can be just as good and cost you less. With his usual mix of wit,…mehr

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Produktbeschreibung
‘ … the good news is that spending less doesn’t have to make you miserable. In fact, you might actually start to quite enjoy some of it (trust me and hang on in there… I might just be telling you an unbelievable truth).’

Richard Templar

Most of us know that we spend more than we should. But we struggle to actually do anything about it, mainly because the idea of spending less means missing out or depriving ourselves … doesn’t it?

Not according to Richard Templar.

He knows that, if you’re clever about it, your life can be just as good and cost you less. With his usual mix of wit, wisdom and straight talking, Templar delivers cunning ideas on how to spend less, without taking any of the fun out of life. In fact, he’d argue that your life is going to get a whole lot better when you know how to stop wasting money. You can stop worrying about what might be lurking in your next bank statement and just get on with the business of living.

Product Description
There are times when you know you just need to cut down a bit, reduce your outgoings, keep a bit of a rein on the amount you spend. Yet for most of us, that makes us feel downright depressed even before we start. But reducing your spending doesn’t mean taking the fun out of life. Oh no. If you’re clever about it, life can be just as good – it just costs you less. This is the book to show you how, in Richard Templar’s inimitable blend of originality, wisdom, practicality and funny straight talking.

With the current world financial situation, things are going to be tight for a while for many of us – even if they weren’t already – and we’ll need to find ways to make sure the money we have goes further.

How to Spend Less… without being miserable is full of techniques and strategies for cutting down on expenditure. As you’d expect with Templar, there’ll be loads of common sense with a quirky take and plenty of fun.

Backcover
Most of us know that we spend more than we should. But we struggle to actually do anything about it, mainly because the idea of spending less means missing out or depriving ourselves… doesn’t it?

Not according to Richard Templar.

He knows that, if you’re clever about it, your life can be just as good and cost you less.

With his usual mix of wit, wisdom and straight talking, Templar delivers cunning ideas on how to spend less, without taking any of the fun out of life. In fact, he’d argue that your life is going to get a whole lot better when you know how to stop wasting money. You'll be able to stop worrying about what might be lurking in your next bank statement and just get on with enjoying life.

Introduction

You have to want to do it

Get your kicks somewhere else

Know your budget

Remember the glass is half full

Save time

Get organised

See it as a challenge

Make bargain-hunting a hobby

Know when a bargain is not a bargain

Hoard your savings

Try an alternative savings scheme

Look for cheap thrills

Give yourself a cooling off period

Imagine yourself without it

Put it away before you get it

Ringfence funds

Use big money

Say never never to the never never

Think green

Sell things

Be a barterer

Get online

Don’t window shop

Carry cash

Don’t play with pretend money

Freeze your assets

Do your weekly shop online

Never shop for food on an empty stomach

Shop in a hurry

Cut out coupons

Milk your loyalty

Make the most of supermarkets

Shop for quality, not quantity

Shop for quality, not for price

Calculate the price per wear

Decide what it’s worth

Be mail order savvy

Check out the benefit of brands

Ask yourself if you need it

Always try to buy in bulk

Try smaller companies for size

Get into the haggling habit

Never pay the asking price

Buy with selling in mind

Net yourself a bargain

Shop twice

Join mailing lists

Buy at auction

Get competitive

Know when to sell… and when to buy

Support your local farmer

Stick to tap water

Change your habits

Buy less food

Buy cheaper food

Be a sneaky cheapskate

Cook for yourself

Use your leftovers

Use your freezer

Cook less food

Eat on the cheap

Become a vegetarian

Grow your own

Free food

Stay in

Go out later

Hold a swap shop

Bargain competition

Set up a babysitting circle

Meet for lunch

Share and share alike

Swap your house

Book late

Holiday at home

Work to live

Avoid currency traps

Get the kids involved

Think hard about insurance

Check your statement

Look for the best deals

Switch off

Don’t heat what you don’t use

Turn it down

Save water

Save petrol

Practise phone economics

Do your own

DIY

Make presents

Get the kids to make presents

Agree a budget

Have a family draw

Use cheap wrapping paper

Trim your Christmas

Shop in the January sales

Try a student

Recycle your kids’ clothes

Get hitched on a budget

Have a budget baby

Don’t give up
Can life really be fun and frugal? The answer is yes. You don't have to stop enjoying yourself to reduce your outgoings. This wise, witty and warm guide shows you loads of simple, fun and pain-free ways to make your money go further - without taking the pleasure out of life.
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Autorenporträt
Richard Templar is the author of the international bestselling Rules books. Over 2 million people around the world have enjoyed and now play by Richard Templar's Rules. The complete list of titles is as follows: Rules of Life, Rules of Work, Rules of Management, Rules of Wealth, Rules of Parenting, Rules of Love and the latest bestseller, The Rules to Break.